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Set up your plan
Upload your Summary of Benefits once, and every audit also checks the bill against what your plan promises — like a $60 specialist copay billed as $175.
What's an SBC, and where do I find it?
A standard 4–8 page document every plan must provide — a grid of what you pay per visit type. Find it: your insurer's website → your plan → “Summary of Benefits and Coverage” (PDF); your enrollment packet or open-enrollment email; or ask HR.
Bills & coverage
Your bills
Your coverage
Track plan limits ("6 therapy visits per year") across all your audits, and watch your deductible progress. Counts come from the audits you've run.
Add a limit the insurer mentioned
Audit a medical bill
Add your bill and, if you have it, the letter from your insurance. You'll see exactly what gets analyzed before anything is sent.
My saved EOBs
We save the text, not the file itself. Good for consolidated EOBs that cover several bills.
No EOB yet? We can still catch duplicate charges and coding issues on the bill itself — and if your Summary of Benefits is on file (under “Your coverage” on the bills page), we'll also check the bill against your plan's promised copays and limits. The strongest check, comparing what you were billed against what insurance says you owe, still needs the EOB — the audit gets stronger when it arrives.
What's an EOB, and where do I find it?
An Explanation of Benefits (EOB) is the statement your insurance company sends after processing a claim. It says "THIS IS NOT A BILL" and lists, for each service: what the provider billed, what your plan allowed, what the plan paid, and what you actually owe. It's the answer key we check your bill against.
- Insurer website or app: sign in → Claims → open the claim for your visit date → View / Download EOB (a PDF).
- Mail: insurers also mail EOBs — a photo of the paper copy works.
- Don't confuse it with the bill: the bill comes from the hospital or doctor and asks for money; the EOB comes from insurance and says what you should owe.
The itemized bill comes from your provider: their portal → Billing → request or download the itemized statement (line-by-line charges with codes — not just a total).
With several documents we pair each bill to its EOB by filename, review them all once, then run the audits back to back.
Working…
Reading the pages happened here in your browser. The analysis itself runs on Google's Gemini API — your documents are with it now.
This is what we send
Your pages go to the model exactly as they are — nothing is retyped or summarised first. Check they're the right pages, the right way up, and that nothing is cut off. If a page is unreadable here, the audit will be wrong too.
When you press analyze, this text is sent to Google's Gemini API and saved to your account so you can re-open the audit later. Delete it anytime.
Audit findings
Charge occurrence table
UseClaimRight provides self-help assistance, not legal or medical advice. Findings are generated by automated analysis of the documents you provided and may contain errors — verify every quoted amount against your original documents before disputing a charge. Results are not guaranteed. Plan-comparison findings are based on automated reading of your Summary of Benefits and may not reflect your plan's full terms.
Unlock this appeal letter
The letter quotes your own bill and EOB line by line, cites the amounts, and asks for a written response within 30 days. You send it yourself from your own email.
Auditing stays free, always. Every audit you have run and every one you run from now on costs nothing. This is a one-off for this letter — not a subscription, and there is nothing to cancel.
Secure checkout by Stripe — we never see your card. Once unlocked, this letter stays available on this audit for good.
Dispute email draft
Built from your findings. Replace the [BRACKETED] placeholders with your real details before sending — we never had them. Send it yourself from your own email.